For non-residents looking to expand their business internationally, obtaining a PayPal US account is essential for seamless online transactions. Whether you already have a US company or need to establish one before applying for a PayPal account, Business Globalizer simplifies the process for you. Below is a step-by-step breakdown of the timeline and requirements involved.
Step 1: Placing an Order for a PayPal US Account
The process begins when the client selects either a standalone PayPal US service or a package that includes company formation, completes the payment, and submits all necessary documents.
Scenario 1: For Clients Who Already Have a US Company
If the client already owns a US company and only needs a PayPal US account, the following documents are required:
- US Bank Account Details (For fund withdrawals)
- Debit Card (Linked to the US Bank Account; optional)
- Company Documents (Articles of Organization, Operating Agreement, etc.)
- Employer Identification Number (EIN)
- Business Email (For PayPal registration)
- US Phone Number (Real and Verifiable)
- SSN/ITIN
- Passport (for Identity Verification)
- IP/PROXY
Scenario 2: For Clients Ordering PayPal with US Company Formation
If the client needs both company formation and a PayPal US account, they must first establish a business in the US. The required documents include:
- Personal Identification Document (Clear picture of Passport, NID, or Driver’s License)
- Proof of Residential Address (Recent Bank Statement or Utility Bill)
- Proposed Company Name
- Company Type/Structure (LLC, Corporation, etc.)
- Business Description
- Phone Number for Communication
- Email Address for Communication
- Organizer Name of the Company
Additional Requirements for Multi-Member Businesses
- Ownership Details (Information on all shareholders/members)
- EIN Responsible Party Details
Note: For a clear passport photo, lay it on a flat white background with bright, even lighting to prevent shadows. Use a high-resolution camera, keep it steady, and ensure the image is sharp, glare-free, and without fingers or reflections.
Step 2: Document Verification
- Business Globalizer thoroughly reviews all submitted documents to ensure completeness and compliance with PayPal’s requirements.
- If any information is missing or incorrect, the client will be informed immediately to provide the necessary corrections.
Step 3: Processing Based on the Selected Scenario
For Clients in Scenario 1 (PayPal US Account Only):
- Once all documents are verified, Business Globalizer proceeds with opening the PayPal account.
- The next steps involve linking the bank account and debit card, adding a US phone number, and verifying the business email.
For Clients in Scenario 2 (Company Formation + PayPal Account):
- The company is registered in the chosen US state with all the requirements (e.g. Registered Agent).
- EIN is issued by the IRS following standard processing procedures.
- The business bank account application will be submitted, and an ITIN (Individual Taxpayer Identification Number) will be obtained if required.
- Once these steps are completed, Business Globalizer proceeds with PayPal US account creation and verification.
Step 4: PayPal Verification & Activation
After successfully creating the PayPal account, Business Globalizer ensures:
- The Bank account and debit card are linked successfully.
- US phone number and business email are verified.
- Any additional verification requests from PayPal are promptly addressed.
The client is then provided with full access to their verified PayPal US account, ready for business transactions.
Processing Time: How Long Does It Take?
Scenario 1: Clients Who Already Have a US Company
4-6 business days (varies based on bank account linking and phone number verification).
Scenario 2: Clients Ordering Company Formation & PayPal
Processing time depends on company formation, EIN issuance, and ITIN application. The timeline can vary due to:
- State processing time for company registration.
- IRS delays in EIN issuance.
- ITIN processing (if required).
Factors That Can Delay PayPal Account Approval
1. Bank Account or Debit Card Linking Issues
Some banks take longer to approve and process international applicants.
2. Delays in US Phone Number Verification
Some numbers may not receive verification codes due to carrier restrictions.
3. IRS Delays in EIN/ITIN Processing
High application volumes at the IRS may slow down EIN and ITIN issuance.
4. Additional PayPal Verification Requests
PayPal may request additional proof of business operations before final approval.
5. Mismatched or Incomplete Information
If company details do not match IRS records, verification may fail.
Common Client Mistakes That Delay the Process
1. Incorrect or Expired Passport/ID Uploads
Ensure documents are valid, clear, and high-resolution.
2. Providing a Non-Functional US Phone Number
The number must be able to receive texts and calls for verification.
3. Using a Non-Business Email
A professional business email is required, not a personal Gmail or Yahoo address.
4. Submitting a Business Website That is Incomplete or Non-Functional
PayPal checks business legitimacy—ensure the website is live and professional.
5. Inaccurate Company Details That Don’t Match Official Documents
All company registration details should be consistent with EIN and PayPal records.
Reasons Why a PayPal Application May Be Rejected
1. The Business Model is Not Supported by PayPal
Some industries (e.g., gambling, high-risk financial services) are restricted.
2. Business Lacks an Active Online Presence
PayPal may decline applications if they cannot verify business legitimacy.
3. The Client Provided an Unverifiable or Virtual Phone Number
A real US-based number is required for verification.
4. Incorrect or Incomplete Personal & Business Details
All information must match company documents and banking records.
5. PayPal Account Activity is Flagged for Suspicious Transactions
PayPal has strict fraud prevention measures that may suspend or restrict accounts.
Important Disclaimer: Business Globalizer’s Role in the Process
Business Globalizer facilitates the PayPal US account registration process by verifying documents, guiding clients through bank account linking, and ensuring compliance with PayPal’s policies. However, we do not control PayPal’s internal approval process, verification timeframes, or final decision-making.
How Business Globalizer Assists Clients
- Ensuring all documents are in order before submission.
- Recommending suitable banks for PayPal compatibility.
- Providing EIN & ITIN assistance if required.
- Helping with phone number and email verification.
- Advising on business legitimacy to meet PayPal standards.
Factors Beyond Our Control
- PayPal’s internal review & compliance process.
- Bank verification & linking delays.
- PayPal’s fraud prevention & risk assessment policies.
- Unexplained delays or rejections from PayPal.
Business Globalizer is not responsible for account rejections, processing delays, additional verification requests, or any final decision made by PayPal.
Refund Policy
Business Globalizer operates on a non-refundable basis once the PayPal account registration process has been initiated. Since this involves third-party services, banking verification, and PayPal’s internal policies, fees are incurred immediately upon submission.
Refunds will only be considered if:
- The client cancels before document submission or processing begins.
- Business Globalizer is unable to proceed due to an internal issue.
No refunds will be provided if:
- The PayPal application has already been submitted.
- Delays occur due to PayPal processing time, banking verification, or phone number issues.
- The client provides incorrect or incomplete information.
Learn more about our refund policy. For refund inquiries, please contact our support team for assistance.
How to Contact Us?
- Existing Clients: Need support? Simply connect with us through your dashboard for direct assistance.
- New Clients: Planning to form a company or explore our services? Reach out to our support team through official channels or book a consultation for expert guidance.
Final Thoughts
Setting up a PayPal US account as a non-resident involves multiple steps and requires proper documentation. Business Globalizer helps navigate the process efficiently, but the timeline depends on multiple external factors such as bank verification, EIN issuance, and PayPal’s internal review procedures.
For those seeking a hassle-free setup, we ensure that every step is managed professionally to minimize risks and maximize approval success.
Need a PayPal US Account? Business Globalizer is here to help!
