Quick Answer
Eligible IRS Business Tax Account users can now download a digital CP575 as official EIN proof. IRS says it can replace Letter 147C for EIN verification with banks and financial institutions.
You know that awkward moment when a bank asks for your “IRS EIN letter,” and you know the EIN perfectly well, but the original document is nowhere to be found?
Until recently, that often pushed businesses toward requesting Letter 147C from the IRS. It is a common issue for founders who have already completed Getting an EIN but later need official proof for a bank, payment provider, or other financial institution.
There is now another option.
On August 6, 2026, the IRS announced expanded Business Tax Account features, including digital access to a CP575 EIN verification notice for eligible users. More importantly, the IRS specifically says this document can be used instead of Letter 147C when banks and financial institutions need written confirmation of an EIN.
Useful update? Absolutely.
Universal replacement for every business? Not quite.
Here is what changed and who can actually use it.
What Changed With EIN Verification?
The IRS Business Tax Account, or BTA, is an online platform that allows authorized users of supported business types to access and manage certain federal tax information.
As part of its 2026 expansion, the IRS added a particularly useful feature for EIN verification:
Eligible users can access a digital CP575 through Business Tax Account.
IRS guidance says the digital CP575 confirms an entity’s Employer Identification Number and may be used as a substitute for both the original CP575A-J notice series and Letter 147C, EIN Previously Assigned.
That creates a much simpler potential flow:
Form SS-4 submitted → EIN assigned → Eligible BTA access → Download CP575 → Use it as EIN proof where accepted
Note: Form SS-4 is used to request an EIN from the IRS, but submitting it does not create an EIN verification document. The EIN must first be assigned; the digital CP575 confirms an existing EIN rather than issuing a new one.
The important phrase is EIN already assigned.
This feature does not apply for a new EIN or change an EIN. It provides official documentary confirmation of an existing one.
CP575 vs Letter 147C: What Is the Difference?
These two documents can now serve a very similar practical purpose, but they arrive differently.
| Document | What It Does | How You Get It |
| Digital CP575 | Confirms an already assigned EIN | Eligible users download it from IRS Business Tax Account |
| Letter 147C | Confirms an EIN previously assigned by the IRS | Request it from the IRS, including through the Business and Specialty Tax line |
The original CP575A-J notice series is generally associated with the IRS assigning the EIN. IRS guidance says the original notice cannot be duplicated or recreated.
The newer digital CP575 notice, however, gives eligible Business Tax Account users an official online EIN verification document.
And the IRS answer is unusually clear on one key question: the IRS says the digital CP575 can be used as written EIN confirmation in place of Letter 147C with banks and financial institutions for that purpose.
Can You Use CP575 as EIN Proof for a Bank Account?
Yes, if you can access the digital notice through Business Tax Account.
The IRS specifically states that designated officials can download CP575 and use it instead of Letter 147C at banks and financial institutions.
This matters because EIN proof for bank account opening or business verification is a common reason companies need an official IRS document in the first place.
Banks may ask for EIN documentation when:
- Opening a business bank account
- Completing business verification
- Reviewing account ownership
- Updating business records
- Providing other financial services
So, if someone says:
“I lost my EIN confirmation letter. Do I have to request a 147C?”
The answer in 2026 is: Not necessarily.
If the business and user qualify for Business Tax Account access and the appropriate user can access the digital CP575, that may provide the official EIN verification document needed without obtaining a separate 147C.
Does This Mean Letter 147C Is No Longer Needed?
No. That would be the wrong way to describe this update.
The IRS still lists Letter 147C as one method for confirming an EIN. Its current EIN guidance gives businesses three general routes:
- Download a digital CP575 if eligible for Business Tax Account access
- Request an entity/business transcript where appropriate
- Contact the IRS and request Letter 147C
So CP575 is now an additional digital route, not proof that Letter 147C has been abolished. For content or client communication, avoid saying: “You no longer need Letter 147C.”
A more accurate statement is:
“Eligible Business Tax Account users may now use a downloadable CP575 as an alternative to Letter 147C for EIN verification.”
Who Can Access the IRS Business Tax Account?
Here is where the update needs a little caution. Having an EIN does not automatically guarantee access to every Business Tax Account feature. According to the August 2026 IRS update, BTA supports eligible users connected with categories including:
- Sole proprietors with an IRS-issued EIN
- Individual partners or shareholders meeting the IRS’s SSN/ITIN and Schedule K-1 conditions
- S corporations
- C corporations
- Federal, state, and local governments
- Indian Tribal governments
- Tax-exempt organizations
Access also depends on the user’s role within the entity.
For corporations and certain other entities, a designated official IRS role can carry broader BTA authority. IRS guidance says qualifying designated officials can access account details, act for the entity, and manage certain account permissions. Eligibility requirements differ by entity type.
This is why the following assumption is unsafe:
“I formed a U.S. LLC and received an EIN, so I can automatically download CP575.”
Not necessarily.
For example, the IRS currently states that Business Tax Account is not yet available to LLCs filing as sole proprietors on Schedule C or Schedule F through that sole-proprietor access route.
Check the current Business Tax Account eligibility rules for the business and the person trying to access it.
How to Download CP575
For an eligible user, the process is fairly simple. Sign in to the IRS Business Tax Account, select the relevant business where applicable, and look under Tax Records for the EIN verification notice.
The IRS Business Tax Account page currently identifies the feature as:
New: EIN verification notice
The downloaded CP575 can then be saved with the business’s records and used when written EIN verification is required. That is a major practical improvement over having EIN documentation live only in an old letter or scanned file somewhere.
Business Tax Account Does More Than EIN Verification
The CP575 update is probably the most interesting part for founders, but it was not the only BTA expansion.
Depending on business type and user role, eligible users may also be able to:
- View balances and make tax payments
- Schedule payments up to one year ahead
- Review recently processed payments
- Save multiple bank accounts for payments
- Request a tax compliance check
- View the business name and address held by the IRS
- Download eligible tax transcripts
- Access selected digital IRS notices
- View payment-plan information and make payments toward a plan
- Make eligible Offer in Compromise payments
The IRS has also expanded the library of digital notices available through BTA, including notices such as CP081B, CP211A, and CP134R.
So the broader story is bigger than CP575: the IRS is moving more routine business-tax activity into online self-service.
Why This Matters for Non-U.S. Founders
For international founders, getting the EIN is often only the first half of the problem. Later, a bank or business service may ask for official EIN verification.
If the original EIN confirmation document is unavailable, Letter 147C has traditionally been an important fallback. The new digital CP575 can make that easier where the business and authorized user qualify for BTA access.
But this should not be marketed as a universal solution for every non-resident LLC owner. Eligibility still depends on the entity structure, IRS filing history, and the person’s authorized role.
That caveat matters just as much as the update itself.
How Business Globalizer Can Help
At Business Globalizer, we work with U.S. and non-U.S. founders on the practical steps that come after company formation, including:
- EIN application support
- U.S. company formation
- Registered agent support
- U.S. trademark registration
- U.S. authorized signatory support
- Business documentation guidance
- U.S. banking support
- ITIN application assistance through our IRS Certified Acceptance Agent (CAA)
- U.S. tax and compliance guidance
- Support understanding IRS business-document requirements
If you already have an EIN but need documentation for banking or another business process, our team can help you understand whether CP575, Letter 147C, or another IRS record may fit the situation.
The important part is using the right document for the right purpose, not simply requesting another letter because that’s how it was always done.
Before We Call It a Day
The headline is simple: EIN verification is becoming more digital.
Eligible Business Tax Account users now have another route to official EIN proof, and the IRS has made the relationship between CP575 and Letter 147C much clearer.
But keep the limitation in view.
CP575 can replace Letter 147C for EIN verification in the circumstances described by the IRS, but access depends on Business Tax Account eligibility and user authority. So if you’ve lost your old EIN letter, don’t automatically assume you’re headed for the same process businesses used a year ago.
Check your BTA access first. That small login could save a phone call.
Key Insights
- IRS expanded its Business Tax Account features on August 6, 2026.
- Eligible users can now access a digital CP575 EIN verification notice through Business Tax Account.
- IRS confirms that digital CP575 can be used instead of Letter 147C for EIN verification with banks and financial institutions.
- This does not issue a new EIN; it provides documentary confirmation of an EIN already assigned by the IRS.
- The original CP575A-J notice series cannot simply be recreated, but the new digital CP575 provides another official EIN verification option.
- Business Tax Account access is based on business type and user role, so having a U.S. LLC and EIN alone does not automatically mean you can use this feature.
- Letter 147C has not disappeared; it remains one of the IRS methods for confirming an EIN.
FAQs on EIN Verification Update 2026
Can CP575 replace Letter 147C?
Answer: Yes. The IRS states that the digital CP575 available through Business Tax Account can be used as a substitute for Letter 147C, EIN Previously Assigned, including as written EIN confirmation for banks and other institutions.
What is the difference between CP575 and Letter 147C?
Answer: The original CP575A-J series is associated with the IRS assigning an EIN, while Letter 147C confirms an EIN that was previously assigned. Eligible BTA users can download a digital CP575 that the IRS says may be used in place of the original CP575A-J notice series or Letter 147C for EIN verification.
Can I download CP575 online?
Answer: Yes, if you are eligible for the relevant IRS Business Tax Account access. The IRS says the EIN verification notice is available under Tax Records in BTA.
What if I lost my EIN confirmation letter?
Answer: You may have several options. Eligible BTA users can download digital CP575, you may be able to obtain a business transcript, or you can contact the IRS to request Letter 147C.
Can I use CP575 as EIN proof for a bank account?
Answer: Yes. IRS guidance specifically says the digital CP575 is accepted by banks and other institutions as written confirmation of an entity’s EIN.
Does every LLC owner have access to digital CP575?
Answer: No. Business Tax Account availability depends on the entity type and the user’s role. An LLC and EIN alone do not automatically guarantee access to the feature.
Is Letter 147C discontinued?
Answer: No. The IRS still lists requesting Letter 147C as a way to confirm an EIN. The new digital CP575 simply gives eligible BTA users another official option.
Does downloading CP575 give my business a new EIN?
Answer: No. CP575 is an EIN verification notice for an EIN the IRS has already assigned. It does not create, replace, or change the EIN itself.
